Winter Wonderland

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Winter Wonderland

As we gear up for the winter months in South Africa, it’s crucial to equip ourselves with the knowledge and tools to protect our properties. With the increased risk of accidents and property damage during this season, proactive measures are paramount. Let’s explore additional maintenance tips, including identifying trees that may pose a danger, particularly in areas prone to seasonal storms.

Motor Checklist:

Winter conditions bring slippery roads due to heavy rainfall in certain parts of the country, particularly in the Cape region.
To reduce the risk of accidents and potential claim rejections, motorists should conduct the following vehicle safety checks
before driving:

  • Check Tyre Tread: Ensure tyre tread meets legal requirements. Low tread depth increases slipperiness and braking
    distance, heightening the risk of accidents.
  • Battery Condition: Cold weather can strain vehicle batteries. Make sure the battery is in good working condition to
    avoid unexpected failures.
  • Wiper Blades: Replace worn wiper blades to maintain clear visibility during rain or snow.
  • Lighting System: Verify that all vehicle lights, including brake lights, are functional for optimal visibility on the road.
  • Fluid Levels: Regularly check coolant, water, and oil levels to ensure proper vehicle functioning in colder temperatures.
  • Brake Inspection: Test and replace brakes if necessary to maintain optimal braking performance.

Home Checklist:

Winter also brings increased usage of heating appliances in homes, which can pose fire hazards if not used responsibly.
Here are essential tips for homeowners to reduce the risk of potential fires:

  • Avoid Overloading Plug Points: Consult with an electrician to safely accommodate the increased use of electrical
    appliances during winter, minimizing the risk of overloading plug points.
  • Gas Appliance Safety: Ensure gas appliances are installed by qualified professionals and undergo regular safety checks
    to prevent fire hazards. Claims related to fires caused by improperly installed gas appliances may be rejected.
  • Turn Off Electrical Appliances: Avoid leaving electrical appliances on standby mode to reduce the risk of fire in the
    event of a power surge and prevent damage to household transformers.
  • Chimney Maintenance: Before using fireplaces, inspect chimneys for loose mortar and ensure the damper is tightly
    sealed. Professional chimney cleaning before winter prevents potential fire hazards from debris accumulation.
  • In areas prone to seasonal storms, an additional preventive measure is to identify trees that may pose a danger to
    properties. Inspect trees on their premises, looking for signs of decay, weak branches, or trees leaning precariously.
    Dead or diseased trees, as well as those with overhanging limbs close to structures, should be considered for removal
    or trimming by a professional arborist

In the unlikely event of difficulties during emergencies, policyholders can access the MUA Assist Service (Road assist or Home Assist) by calling 0861 000 682. If there are any issues using the 0861 number, assistance can be sought by dialing 076 715 8967. Alternatively, policyholders can contact their brokers for further assistance

Proactive maintenance and responsible usage of vehicles and home appliances can significantly reduce the likelihood of accidents and potential claim rejections