Personal Accident Cover
The personal accident space must however be approached with comprehensive product knowledge. Personal accident cover provides specific benefits such as accidental death, permanent disability, temporary disability, emergency expenses, and medical treatments.
- Key Features
- Hospitalisation Coverage:
If you or your insured family member are hospitalised due to an accident, our policy provides coverage from the first day of admission for up to 104 weeks. Non-medical expenses incurred during hospitalization are also covered. Claims are settled upon verification of hospital records, and compensation is paid directly to the policyholder.
- Death Cover:
In the unfortunate event of death due to an accident, we provide compensation to the nominated beneficiary or estate according to the chosen level of cover. Payment is made in one lump sum and is tax-free.
- Total Permanent Disablement Cover:
If the insured suffers permanent disablement from an accident, compensation is provided based on the scale of benefits and chosen coverage level. Payments are made to the insured, nominated beneficiary, or estate.
- Optional Extensions
- Domestic Employee’s Benefit:
- Cohabiting Partner or Spouse:
At MUA, we prioritize your peace of mind. With our Personal Accident policy, you can focus on living life to the fullest, knowing that you and your loved ones are protected against life’s uncertainties.