UNDERSTANDING THE RIGHT OF SUBROGATION AND INSURER’S RIGHT TO RETAIN SALVAGE ITEMS In the world of insurance, especially with the high number of road accidents in South Africa, terms like “subrogation” become increasingly relevant. It is crucial to understand these terms to navigate the insurance claim process efficiently. What is Subrogation? Subrogation allows an insurance […]
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INSURANCE CONSIDERATIONS WHEN RENOVATING A HOME Renovating a home is a significant investment, both financially and emotionally. Whether it involves a fun DIY project or an extensive makeover with a substantial budget, it’s crucial to understand how these changes can impact home insurance. Before any construction work begins, it’s essential to ensure that the insurance
Prevention and Mitigation By Adriaan Louw This brief description will help you understand the phenomenon of Aqua Lock (also called Hydro Lock) of engines, an increasingly common issue due to volatile weather conditions, deteriorating infrastructure, and drivers underestimating the risks of driving through water The Rising Incidence of Aqua Lock We’re seeing a surge in
Digital usage vs customer satisfaction – A Paradox In an era where digital transformation is no longer just a buzzword, the insurance industry is making significant strides in adopting digital platforms to enhance customer experiences. From mobile apps to online claims processing, digital tools are now an integral part of the insurance landscape. However, a
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The delicate balance of premium rating and loyalty In the intricate world of insurance, partnerships are the backbone upon which success is built. At the heart of these partnerships lie three crucial stakeholder: the insured, the broker, the insurer. However, maintaining harmonious relationship among these parties is not without it’s challenges, particularly when it comes
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Striking a Balance In the blink of an eve, Artificial Intelligence (Al) has transformed from a mere concept into an omnipresent force shaping our lives. Here’s what we need to consider as we enter this new era of business. year ago, Al was a topic confined to tech-savvy circles but today it dominates our everyday
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A New Era Of Talent Acquisition In today’s rapidly evolving job market, companies can no longer afford to be passive players in the recruitment game. Waiting for the perfect candidate to knock on your door when a vacancy arises is akin to setting a trap andhoping for the best. The future-ready organisations are turning the
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The Power of Specialization In a recent interview with Marike Van Niekerk, Manager of Legal, Marketing, Communications & Compliance Offer at MUA Insurance Acceptances (Pty) Ltd (MUA), the discussion revolved around the advantages of specialising in a specific demographic and niche market within the insurance industry. MUA, historically known as a high-net-worth and specialist motor
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Hold On Tight In the wake of what came to be known globally as The Great Resignation, what can the financial services industry learn from the mass walk-out to improve talent retention into the future? The 2020s got off to a wild start. Like a rolling set of tsunami waves, the world was hit with
Mental health in the workplace: WHY SUPPORT IS SO IMPORTANT In the fast-paced and demanding world of today, professional commitments often take center stage.The significance of mental health in the workplace cannot be overstated. The modern workplace has evolved from being a space of productivity to a setting that plays a crucial role in shaping
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