solar panel fires: what south african homeowners need to know Solar power has become a permanent feature in many South African homes. While load shedding may currently be behind us, thousands of households installed solar systems over recent years — not only for energy security, but also to reduce electricity costs and increase independence from […]
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understanding policy changes: what brokers and policyholders need to know In today’s insurance environment, underwriting is increasingly risk‑based and dynamic. Policies evolve as risks change, vehicles are added, assets are upgraded, or claims patterns develop. Against this backdrop, clear communication of policy changes is essential—not only for regulatory compliance, but to ensure trust and fairness
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UNDERSTANDING THE RIGHT OF SUBROGATION AND INSURER’S RIGHT TO RETAIN SALVAGE ITEMS In the world of insurance, especially with the high number of road accidents in South Africa, terms like “subrogation” become increasingly relevant. It is crucial to understand these terms to navigate the insurance claim process efficiently. What is Subrogation? Subrogation allows an insurance
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INSURANCE CONSIDERATIONS WHEN RENOVATING A HOME Renovating a home is a significant investment, both financially and emotionally. Whether it involves a fun DIY project or an extensive makeover with a substantial budget, it’s crucial to understand how these changes can impact home insurance. Before any construction work begins, it’s essential to ensure that the insurance
Prevention and Mitigation By Adriaan Louw This brief description will help you understand the phenomenon of Aqua Lock (also called Hydro Lock) of engines, an increasingly common issue due to volatile weather conditions, deteriorating infrastructure, and drivers underestimating the risks of driving through water The Rising Incidence of Aqua Lock We’re seeing a surge in
Personal Accident Cover The personal accident space must however be approached with comprehensive product knowledge. Personal accident cover provides specific benefits such as accidental death, permanent disability, temporary disability, emergency expenses, and medical treatments. Personal accident cover represents a valuable addition to brokers’ offerings, providing essential protection against unforeseen accidents and injuries. By understanding client
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The delicate balance of premium rating and loyalty In the intricate world of insurance, partnerships are the backbone upon which success is built. At the heart of these partnerships lie three crucial stakeholder: the insured, the broker, the insurer. However, maintaining harmonious relationship among these parties is not without it’s challenges, particularly when it comes
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Winter Wonderland As we gear up for the winter months in South Africa, it’s crucial to equip ourselves with the knowledge and tools to protect our properties. With the increased risk of accidents and property damage during this season, proactive measures are paramount. Let’s explore additional maintenance tips, including identifying trees that may pose a
Depreciation Protection Cover It is a harsh reality that the value of your car diminishes with each passing minute, every hour, and every day. One often recalls the sobering adage when purchasing a vehicle: the moment you drive it off the dealership lot, its value can plummet by up to 10%. The crux of the
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At MUA we want to protect you against online perils. We aim to protect you and your household members against cyber bullying, cyber liability, cyber-attacks, and cyber theft by providing Cyber Insurance coverage.In the era of social media, each of us assumes a level of celebrity status, where our actions and words can be instantly
